Sunday, December 13, 2015

Credit Fraud

Not MY credit cards, because if they were mine, SOMEONE ELSE would be using them.

I have been a victim of credit card and social security number fraud for the past couple of years.

First offense:  Someone was charging things on a Visa card that had never even left my house. I keep it sort of hidden in a drawer next to the sofa where I knit (and shop online a little). I had used it for my gym membership, but over the phone. So how was someone in California charging stuff on it? Beats me. The Visa people were very nice and took off the fraudulent charges and sent me a new card.

Problem solved.

Until.  Second offense against me:  Someone in California charging hotel bills and restaurant meals on my Gap Visa card. I was not in California, I had never been to that area of California, AND I had my card with me. In Georgia. So how the $%^&* does this happen? Again, Visa was nice and took care of everything.

Problem solved. 

Until, third offense:  I received an invoice in the mail for furniture bought at a store about 80 miles away from where I live. The first name on the invoice was not mine; the second name and the address were mine. I called the store and told them I had never been to their store. Who bought this furniture? Were they delivering it to my address? Did they expect that I would pay the invoice? Because I WOULD NOT!

Imagine the store owner's surprise. He said that a father and daughter had ordered the furniture, that they were paying for it with cash, and picking it up themselves with a truck. 

That was the last I ever heard about any of that, but why on earth use my address when they were using cash?

Problem not solved. It's a mystery.

Fourth offense:  We filed taxes with the IRS for the year 2013. Rejected because someone else was filing using my social security number. Months and months went by before we got that straightened out. The IRS sent us a PIN to use for filing for the year 2014 so that they would know that I am really me and there would be no problem.  

So, problem solved?


Fifth offense against little old me:  We filed our taxes for the year 2014, used the PIN. Rejected. Someone else had filed before we did, using, tah dah! my social security number.  Again.  We sent in all sorts of documents, statements, etc. to prove that I am me. Nothing.  I went in October to the local IRS office, which does NOT (of course) accept appointments. I waited three plus hours, talked with a very nice man who told me that the IRS had just rejected the other person's application the week before---in OCTOBER--- and everything was on its way to being resolved. A month later, everything was resolved and we are supposed to receive another PIN to use next year.  Like that will work.

Now, last night I went to see Brooklyn at a Regal Cinema. I have a Regal Card, a new one. A new one because I misplaced my old one, somewhere in my house. I also downloaded the Regal Club app. for my phone, transferred all of my points, and according to it, I was due a free popcorn.  

When I bought the tickets and showed my app, the ticket seller scanned the little blurry hashtag-looking thingy, and told me that I was using a lost or stolen account.

No, I am not!  I told her. More than once. 

She completely ignored me and charged me for the tickets but did NOT give me the coupon for the free popcorn.

Enough is enough, y'all. I want my $%^&* free popcorn.  

No free popcorn=last straw.

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